About Us

We provide a 'one stop' personal service solution for clients seeking finance for life's needs and purchases.

Working together we will discuss your finance needs and financial position. By taking the time to understand what you are planning to achieve, you will benefit from our advice and research of loans available from our extensive panel of more than 30 major bank and non-bank lenders.

You will be provided with a written recommendation to meet your needs today and into the future, taking into consideration loan features important to maintaining your financial flexibility while achieving a highly competitive interest rate and all available discounts.

As your personal Credit Advisers, we will provide a level of service that you won't get from your bank.

  • Professional Advice - Comprehensive Researched Advice
  • Choice - Loans from over 30 banks and Non-Bank lenders
  • Personal Service - for more than just the life of your Loan

It is important to understand that all loans are provided at the same price that would apply directly from the Lender. In most cases we are able to achieve additional discounts on rates and bank fees through effective loan structuring.

You will save an enormous amount of time and frustration as we will deal with the banks on your behalf, prepare your loan application for approval and manage the process from start to finish.

Following settlement of your loan, you can call on us to advise and guide you for your future lending needs.

We have indemnity insurance from 20 million to 60 million dollars.

Our People

Nalin Perera
General Manager

Nalin Perera banking background includes 7 years as an Assistant Manager of Nation Trust Bank. This experience includes in-branch banking, bank operations, credit evaluation, disbursement & follow-up, customer relationships, efficient management of resources, work ethics and regulatory compliance.

Nalin Perera established NP Homeloans on August 1, 2014. Nalin Perera holds a MPA from the Deakin University, Australia, B.BA (Bachelor of business Administration) from the University of Colombo, Sri lanka and a Diploma in Finance and Mortgage Broking.

As experienced brokers we put our customers at the heart of our business, offering great service and relationships that endure over time.


Nalin Perera

Our vision is:
“To become the most customer preferred mortgage brokers in Victoria”

  Buying your first home   Buying your next home   Refinancing and Debt Consolidation   Loans for buying an investment property   Land and Construction Loans   Commercial Loans   Bridging Loans   Personal Loans and Car Finance